As news of hurricane Florence grew worrisome, we prepared for the worst (I squirreled away enough Cliff bars and apples for an army on horseback), but thankfully, Flo was largely a no-show here in Asheville. Lots of soaking rains leading to high water levels in the rivers, but no real wind. This time.
A homeowners insurance policy covers your home—as well as the belongings in it—in case of theft, accidental damage, or certain natural disasters. In fact, most financial institutions require that you purchase homeowners insurance before they issue a mortgage. While coverage varies, most policies also help to protect you from liability should someone outside your household become injured on your property. And that liability coverage is often extended to include damage you (or anyone living in your household) may do to someone else’s property.
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